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home buying

Home Buying

The 9 Stages of Buying a Home

 

You’ve decided you want to buy a home. Maybe your family is growing, you got a big raise, or you just want more space. Once you have decided you want to buy, you probably ask, “Where do I start?” or, “How does a real estate transaction work?”. You are not alone. The majority of home buyers really have no idea how the process works. It’s not something you do more than a few times usually in your life.
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RECENT ARTICLES

Customer Stories, Home Buying

Customer Stories: Offer Assist Lake Tahoe, California

Meet the Slingluff Family

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Home Buying

Commuting Times and Costs for Seattle Neighborhoods

Seattle is a top destination for millennials and job seekers in the United States. With 236 people moving to Seattle daily, based on the Puget Sound Regional Council report, finding the right area that fits your lifestyle is essential. For many, commute times, parking costs, gas, and tolls can be a big determining factor in where you live.

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Home Buying

First Time Home Buyers: 4 Ways To Save When Buying A House

Buying a home is expensive and it’s especially hard right now for millennials. This is the first generation that must carry the financial burden of student loans and new bills associated with new technologies that previous generations never had to worry about.

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Home Buying

First Time Home Buyers: Single-Family vs. Condominium vs. Multifamily vs. Fixer-Upper

Finding your home can be a daunting task. Depending on the market you are looking at, it can be overwhelming and discouraging. If homes are on market for short periods of time, it can be difficult to feel as though you are doing the right amount of due diligence before making an offer.

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Home Buying

5 of the Most Common Home Buyer Mistakes

The real estate market is hot out there, especially if you are in Seattle or San Francisco. It’s not rare for home buyers to miss out on buying their dream home because they didn’t make an offer fast enough. Even worse, there are horror stories of buyers waving inspections, and paying thousands of dollars over the asking price just to buy a home they “sort of” like.

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Home Buying

First Time Home Buyers: 30-year-fixed vs. 15-year-fixed vs. 5/1 ARM

Finding a loan that works for you is just as important as finding the right home. There are many different types of loans available, each with their own set of benefits and drawbacks, but the most popular loans are 30-year-fixed, 15-year-fixed and the 5/1 ARM. Understanding the differences and aligning the right loan with home ownership goals and plans will ensure you are setting yourself up for the best investment possible. 

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Home Buying

First Time Home Buyers: Pre-Qualified Vs. Pre-Approved

 

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Real Estate, Home Selling, Home Buying

Faira Launches in California

 

We set out with the goal to reduce complexity and increase transparency for home buyers and sellers. With over 80 successful sales in one of the hottest real estate markets, Seattle, we have saved home sellers over two million dollars since we started just over a year ago!

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Home Buying

First Time Home Buyers: Your Credit Score and Buying a Home

 

If you haven’t noticed already, your credit score is important when applying for any loan. Your credit score will be used by lenders to identify your ability to repay a loan. Their goal is to reduce the amount of risk they may encounter and prevent lending to consumers who have a history of not paying their loan payments.

How credit scores works

Credit scores range from 300-850 and consider your personal financial history including payment history, credit mix, amounts owed, length of credit history, and new credit. Here is a nice graphic from myfico.com that shows a nice breakdown. 

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